TOP 4 | BackgroundChecks

Terms of Use

Last updated: March 23, 2026

Please read these Terms of Use ("Terms") carefully before using Top4BackgroundChecks.com (the "Site") operated by Funnel Max Media ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use this Site.

1. About This Site

Top4BackgroundChecks.com is an independently operated review and comparison website. We evaluate and rank third-party background check and public records services based on our own expert opinions, testing, and editorial judgment. We are not affiliated with any government agency and do not provide background check services directly.

The owner of this Site is an employee of The Control Group Media Company, LLC, which provides management services to Instant Checkmate, TruthFinder, and Intelius — services that are reviewed and ranked on this Site. This relationship is fully disclosed in our Advertiser Disclosure.

2. Advertiser Disclosure & Compensation

We receive referral fees from the companies reviewed on this Site when users click through to those services. This compensation may influence the ranking and ordering of services listed on the Site, but does not influence the content of our reviews. Our editorial opinions are our own.

3. FCRA Notice — Important

The background check services reviewed on this Site are not consumer reporting agencies as defined by the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. ("FCRA"). The reports provided by those services are not consumer reports under the FCRA.

You may not use this Site or any service linked from this Site to make decisions about:

  • Consumer credit eligibility
  • Employment screening or hiring decisions
  • Tenant or rental screening
  • Insurance underwriting
  • Any other purpose that would require FCRA compliance

Use of any linked service for the above purposes is strictly prohibited and is a violation of those services' own terms of use.

4. Permitted Use

You may use this Site solely for lawful, personal, non-commercial purposes. Permitted uses include researching information about yourself, reconnecting with people you know, and general background research for personal purposes. You agree not to use the Site or any information obtained through it to stalk, harass, or harm any individual.

5. Accuracy of Information

The reviews, ratings, scores, and pricing information published on this Site reflect our opinions at the time of publication and are subject to change. Pricing for third-party services changes frequently — always confirm current pricing directly with the service provider before subscribing. We make no warranty that any information on this Site is accurate, complete, or current.

6. Third-Party Links

This Site contains links to third-party websites and services. We have no control over the content, privacy policies, or practices of those sites and assume no responsibility for them. We strongly encourage you to read the terms of use and privacy policies of any third-party service you access through this Site.

7. Intellectual Property

All content on this Site — including text, graphics, logos, and page layout — is the property of Funnel Max Media or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.

8. Disclaimer of Warranties

This Site is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by law, Funnel Max Media and its directors, employees, partners, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or goodwill — arising out of your use of or inability to use this Site or any service linked from it, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to defend, indemnify, and hold harmless Funnel Max Media and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of this Site or your violation of these Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in San Diego County, California.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. Material changes will be indicated by an updated "Last updated" date at the top of this page. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

13. Contact Us

If you have any questions about these Terms of Use, please contact us:

Funnel Max Media
9962 Carmel Mountain Road #264
San Diego, CA 92129
[email protected]

You may not use any of the services listed on this site or the information they provide to make decisions about consumer credit, employment, insurance, tenant screening, or any other purpose that would require FCRA compliance. None of the sites listed here provide consumer reports and are not consumer reporting agencies as defined under the Fair Credit Reporting Act, 15 USC 1681 et seq.

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